There are tons of deals to be had right now with all 3 carriers. I just got a Galaxy S20 5G FE for free for adding a line to my T-mobile account for a cousin. The line costs $20 all taxes inclusive. The phone is $600 retail. The line has to be active for 2 years. It's a no brainer.
Tmobile might not have good reception compare to ATT and Verizon, but I am happy there is no hidden charges/taxes and periodically they offer free lines with no strings attached, I have 4 lines originally now I have 6, two are free, yes, free....as long as I don't cancel any paid line...
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Thank you!